by UProtectNZ | Apr 14, 2025 | Income Protection
When asked what their most valuable asset is, most people will instinctively say their house, car or boat. In reality, for most people, their most valuable asset is their ability to earn ongoing income. This is why income insurance is so important....
by UProtectNZ | Oct 21, 2024 | Finance, Insurance Advisors
The world of financial services advice is rapidly changing, not always necessarily all for the better! Impersonal, automated “robo-advice’ is now upon us. This is advice generated by a computer program, based on the information you provide. I personally doubt that...
by UProtectNZ | Oct 14, 2024 | Medical Insurance
Two years ago, I was approached by Tracey, a 60-year-old woman who asked me to review her existing insurances. Tracey had a “shared cover” medical insurance plan, meaning that in the event of a claim, the insurer would pay 80%, and she would pay the remaining 20%....
by UProtectNZ | Jul 4, 2024 | Life Insurance
Contemplate a family of five: two parents and three children, all children under the age of five. If I asked the parents, “Who are the most important people in your family”, most would invariably answer, “The children”. If asked to explain why, parents would suggest...
by UProtectNZ | Jun 3, 2024 | Life Insurance
I write this article, having just returned from a heartbreaking funeral to farewell a savvy, vivacious, 33-year-old woman. A recent mother and successful business owner, with her whole life ahead of her, her death leaves behind a heavily grieving husband, family,...